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General Terms and Conditions of Business –
Exclusion of liability and general conditions for use

1. Exclusion of liability
All of the information on our Web site has been carefully checked and is updated regularly. However, we do not assume any express or implicit responsibility or guarantee for the information provided being up to date, that their content is correct, that this is complete or for any other quality. As a rule, any liability claims against us with regard to any material or intellectual damage that result from the use or non-use of the information offered and the use of out-of-date, incorrect or incomplete information or information which is otherwise lacking in quality are excluded unless we have demonstrably acted wilfully or grossly negligently.
All of the Web site’s content is non-binding and subject to alteration. Use of of the Web site is at the user’s own risk, in particular the user is solely responsible for any loss of data or damage to his computer system.
Use of our Web site does not result in any contractual relationship between the user and our company coming into effect.

2. References and links
If our Web site includes links to external, third-party Web sites, we cannot influence these sites’ content. As a result we cannot assume any guarantee for this third-party content. This means that we cannot be made directly or indirectly responsible for any illegal, incorrect or incomplete content of linked Web sites. In particular we are not responsible for any material or intellectual damage resulting from the use or non-use of the content of a linked Web site or due to goods or services that were procured from a linked Web site. The respective provider or operator of the sites is always responsible for the content of the linked sites. The linked sites were reviewed for possible legal violations when they were linked. No illegal content could be recognised when they were linked. However it is not possible to assume that we will permanently control the content of the linked Web sites without having concrete reasons to do so. If we become aware of any legal violations will will remove any such links immediately.

3. Changes to the Web site
We reserve the rite to change the operation of the Web site at any time, to discontinue or completely stop this, including the services, information, characteristics and functionalities offered on the Web site which are accessible as part of proper use of the Web site. We also reserve the right to limit the use of individual characteristics, functionalities or services, or to restrict access to parts of or the entire Web site without this requiring prior notice.

4. Copyright
The contents and works created by us on our Web site are protected by German copyright. Any duplication, processing, dissemination and any type of exploitation outside the limits of this copyright requires the written approval of the respective author or creator. Any downloads and copies of this site are only permitted for private use, not for commercial use. If the content on this site was not created by the operator, third-party copyrights are observed. In particular, third-party content is marked as such. If a user should still become aware of any violation of copyright, please inform us accordingly. If we become aware of any legal violations will will remove any such content immediately.

5. Data protection
(a) We take protecting personal data very seriously. We treat personal data confidentially and in line with the statutory data protection regulations and this data protection declaration. As a rule, it is possible to use our Web site without stating any personal data. If any personal data is collected on our site (for example names, addresses or e-mail addresses), this is always done on a voluntary basis to the extent possible. This data is not passed on to third parties without express permission. Please note that transferring data using the Internet (e.g. e-mail communication) can have security loopholes. It is not possible to fully protect data from being accessed by third parties.

(b) Users can, at any time, demand information free of charge concerning the his personal information stored, its origins and recipients and the purpose for which the data is processed, and they also have a right to have this data corrected, blocked or deleted. In the event that the user issues or has issued us with authorisation to collect, process or use his data, the user can revoke this authorisation at any time with future effect. In this regard and for any other questions concerning personal data users can also contact us using the following e-mail address:

(c) The use of contact data published as part of our Web site such as postal addresses, telephone and fax numbers as well as e-mail addresses by third parties to send information that has not been expressly requested (“spam”) is not permitted. In the event of a violation, we reserve the right to take all forms of legal action, in particular to demand compensation for damages.

6. Law and place of jurisdiction
Law and place of jurisdiction
The place of jurisdiction for all disputes that arise in connection with the use of our Web site and to the extent that it is legally permissible to agree a place of jurisdiction is Cologne (Germany) and Zurich (Switzerland). The laws of the Federal Republic of Germany apply.

7. Legal validity
If parts of or individual wordings of this exclusion of liability or these general conditions of use should not, not fully or no longer comply with current legislation, this does not affect the remaining portions with regard to their content and validity. The invalid section or invalid wording is to be replaced by a wording which most closely approximates the original wording.